Citi AAdvantage Platinum Select credit card is a gateway to a world of benefits and rewards. With it, every purchase becomes an opportunity to earn miles and enjoy exclusive perks.
In addition to offering an excellent miles-earning rate, the card provides benefits that make the travel experience more comfortable and cost-effective. From the very first use, you begin to notice the advantages it offers.
If you are looking for a card that combines convenience, benefits, and rewards, keep reading to discover everything the Citi AAdvantage Platinum Select World Elite Mastercard has to offer.
About the Issuer
The Citi AAdvantage Platinum Select World Elite Mastercard is issued by Citibank, one of the largest and most respected global banks. With decades of experience in the financial sector, Citi offers products that meet a wide range of consumer needs.
Citibank is known for its innovation and commitment to excellence in customer service. Its products are designed to provide convenience, security, and benefits that add value to customers’ financial lives.
By choosing the Citi AAdvantage Platinum Select World Elite Mastercard, you benefit from the support of a solid and reliable financial institution, ensuring a smooth and secure user experience.
Card Benefits
Accelerated miles earning: Earn 2 miles for every $1 spent on eligible American Airlines purchases, restaurants, and gas stations. For all other purchases, earn 1 mile per $1 spent.
Welcome bonus: Receive 80,000 bonus miles after spending $3,500 within the first 4 months of account opening. This bonus can be used for flights, upgrades, and more.
First checked bag free: Cardholder and up to 4 companions on the same reservation are entitled to one free checked bag on domestic American Airlines flights.
Priority boarding: Enjoy priority boarding on American Airlines flights for you and up to 4 companions on the same reservation.
Discount on onboard purchases: Get 25% off food, beverages, and entertainment purchases onboard American Airlines flights.
Discount on future flights: Earn a $125 discount on American Airlines flights after spending $20,000 or more on purchases during the membership year and renewing the card.
Citi® Flex Pay: Allows eligible purchases of $75 or more to be split into fixed monthly payments while still earning miles and loyalty points.
No foreign transaction fees: Make international purchases without worrying about additional fees, saving on every transaction.
Access to exclusive experiences: Enjoy special offers on hotels, car rentals, and unique experiences through Mastercard’s Priceless® program.
Loyalty Points earning: Earn 1 loyalty point for every AAdvantage mile earned, helping you reach American Airlines elite status faster.
Fees and charges of the Citi AAdvantage Platinum Select
The Citi AAdvantage Platinum Select credit card has an annual fee of $99, which is waived for the first year. After the promotional period, the annual fee will be charged as usual.
Variable interest rates (APR) for purchases range from 20.24% to 29.24%, depending on the cardholder’s credit score. For cash advances, the APR is 29.49%, with a cash advance fee of $10 or 5% of the advance amount, whichever is greater.
Note: Fees are subject to change without notice. Check the official Citibank website for the most up-to-date information.
Credit Limit
The Citi AAdvantage Platinum Select World Elite Mastercard credit limit varies based on the applicant’s credit evaluation. The minimum limit typically starts at $1,500, and may be higher depending on the customer’s financial history and credit score.
It is important to note that the initial credit limit can be adjusted after reviewing the card usage and the cardholder’s payment behavior. Maintaining a good credit history may result in limit increases over time.
Positive points
- Accelerated miles earning:Earn 2 miles for every $1 spent in specific categories.
- Travel benefits:Includes free checked baggage and discounts on onboard purchases.
- First-year annual fee waiver:Enjoy all benefits at no additional cost during the first year.
Negative points
- High interest rates:Variable APR can reach up to 29.99%.
- Initial credit limit may be low:Depending on the credit evaluation, the starting limit may be below $5,000.
- Benefits limited to American Airlines flights:Some perks are exclusive to American Airlines flights and may not apply to other airlines.
How to Apply for the Citi AAdvantage Platinum Select
Visit the official Citibank or American Airlines website.
Select the Citi AAdvantage Platinum Select World Elite Mastercard.
Click “Apply Now” and fill out the application form with your personal and financial information.
Submit the application and wait for the credit review.
Once approved, wait to receive the card at the provided address.
How to Contact the Card or Bank
If you want to clarify questions, resolve issues, or get detailed information about your card, Citi offers several customer service channels for your convenience.
Customer Service Phone: 1-800-423-4343
Online Chat: Available through the official Citibank website.
If you are ready to turn your purchases into unforgettable experiences, apply for your Citi AAdvantage Platinum Select credit card and start enjoying all the benefits it has to offer.